What is a payday loan cash advance?
Payday loans helps you with a short-term advance until your payday. Customers use them to cover small, unexpected expenses while avoiding late payment penalties. |
How much can I borrow?
You can borrow between £300 - £1000 for your first loan. Once you repay in full, you will have the option to borrow more for each subsequent loan. The maximum amount that you may borrow is based on your take home pay. |
What if I'm paid by Social Security?
You must be employed in order to qualify for a loan with any of the payday loan companies we work with. Types of income they do not accept are: Social security, Retirement Pay, Commission only, nor those paid only by mileage. |
Do I need to be paid by direct deposit?
Yes, in order to qualify for a payday loan you must receive your pay slip by direct deposit. |
What if I have bad credit?
You are entitled to receive a cash loan with bad or no credit! |
What documents are required to send in?
If all information needed to issue your loan can be obtained, You are not required to send any documents. |
How much does a payday loan cost?
For every £100 borrowed, you are charged a
simple fee of £29.98 (includes all transaction
costs). It must be paid in full upon the repayment
of your loan.
APR Calculation |
How long can I have the funds for?
Payday loans are usually due back on your next payday. This can be a maximum period of 14 days. If you still feel strapped for cash on the day your loan is due back, you can usually request a re-loan on the very same day. |
How do I pay back the loan?
They automatically debit the loan amount, plus their fees from your account. This is done via a preauthorized debit directly from your account. The funds come out of your account the same way that they went in. This way there are no extra costs from them, nor from your bank. |
Can I make payments on my loan?
The payday loan companies we're associated with do not offer refinancing or rollovers on our loans, but we do offer a same day loaning process. This means that once your loan is paid back in full, you are able to make a loan request and have the loan issued out the same day. |
Is my personal information secure?
We respect our customer’s privacy needs in managing their personal finances by utilizing the latest in secure technology. |
