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How Payday Loans Work

What is a payday loan?

A payday loan is a small personal loan that is due to be repaid on your following pay date. E-CashAdvance.co.uk matches consumers with responsible lenders to provide payday loans from £100 to £1000 to residents of the United Kingdom.

How do I get a payday loan?

It is a quick and simple process.

  1. Fill out the online application form.
  2. E-CashAdvance.co.uk matches applicants with a trusted payday loan lender.
  3. An email message with further instructions will be sent to your inbox. The funds will be wired to your bank account the same day.*

Am I eligible for a cash advance?

You could be eligible if you:

  • Be at least 18 years of age
  • Be a resident of the United Kingdom
  • Be currently employed
  • Be paid by direct deposit
  • Have a take home income of £667 (after deductions)

Can I get a payday loan if I have bad credit?

We match consumers with responsible lenders and loans are only issued to people currently employed, therefore debt history is not a determining factor in the loan approval process.

Click on the "Apply Now" button below to see if you qualify. 

Apply for a Payday Loan

Get A Payday Loan

Borrow Up To £1000

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E-CashAdvance.co.uk is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. E-CashAdvance.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution.E-CashAdvance.co.uk is a free service, but may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. In some cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify for a loan. Please call your banking institution to determine when they are able to release the cash to your account.

* UK Representative APR (Annual Percentage Rate of charge) - Representative example: Borrow £300 for 31 days. The total charge for credit is £89.94. Interest is fixed at a rate of £29.98 per £100 borrowed. The total repayable is £389.94. Representative APR 2096.46%

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